The costs of buying your home

What costs are involved?

You will need to take the following costs into consideration:

• mortgage repayments
• mortgage protection insurance in case you lose your job or fall ill
• life insurance to enable your family to pay off the mortgage if you die
• buildings and contents insurance against the risk of fire, flood, theft and accidents
• council tax and water charges
• gas, electricity, telephone, etc.
• ground rent and service charges may apply
• maintenance of the property

As part of the process of buying a house or flat you may also need to pay for:

• a solicitor or licensed conveyancing fees
• an independent survey
• the mortgage to be arranged
• the Land Registry fee
• Stamp Duty

Protection & Privacy

We will be processing all personal information in accordance with Data Protection legislation. The details that you have provided will only be used to contact you by telephone, post or email regarding your selling and buying needs and in order to introduce moving services from our associated companies.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available on request. Subject to status. Contracts of insurance may be required. A professional brokerage fee of up to 1.95% may be charged.

Advanced Mortgages & financial Services Ltd are authorised and regulated by the Financial Services Authority for non investment protection, residential mortgages and general Insurance business.Our FSA ID number is 400614, our company ID number is 04205784 and our Consumer Credit License number is 505025.