Contact us on 01706 344 344
or info@keystoneestates.co.uk

How much can you borrow?

Before you start looking for a new home or decide to increase your mortgage, it makes sense to know how much you can borrow. Lender's attitudes vary, but they will usually lend you between 3 and 3.25 times your annual income before tax if you're applying for a mortgage on your own. If you're applying with somebody else, they will usually lend either between 3 and 3.25 times the main income plus the second income or 2.5 times the two incomes added together. This calculator gives you a chance to estimate how much you can borrow. Please note that your full financial situation will be taken into account when being assessed for a mortgage.

 

Protection & Privacy

We will be processing all personal information in accordance with Data Protection legislation. The details that you have provided will only be used to contact you by telephone, post or email regarding your selling and buying needs and in order to introduce moving services from our associated companies.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available on request. Subject to status. Contracts of insurance may be required. A professional brokerage fee of up to 1.95% may be charged.

Advanced Mortgages & financial Services Ltd are authorised and regulated by the Financial Services Authority for non investment protection, residential mortgages and general Insurance business.Our FSA ID number is 400614, our company ID number is 04205784 and our Consumer Credit License number is 505025.

  • I wanted to view a property that was available to rent and the staff at Keystone fully understood my requirements and were very helpful finding me a suitable home
  • Sajid was absolutely fantastic and kept me up to date with all the sale progress start to finish
  • Very proactive estate agent with excellent communication throughout the sale of my property
  • Very quick to deal with my enquiries and an expert source of advice and reassurance. 10 out of 10.
  • I have to thank your team for the service they provided and for an outstanding job...
  • Keystone provided a superior service to any other agent in the area.
  • Tracey communicated everything to me perfectly...I was really impressed, and in 30 years in the business can honestly say you are the most efficient and communicative agents I've dealt with.
  • There are quite a few estate agents in Rochdale and so choosing the right one to handle our sale was a difficult decision...however we're more than happy that we made the right choice and would have no hesitation in recommending you to anyone in future.
  • Adil was very helpful and supportive and I had no problems at all. I have no compunction in recommending you to others.
  • I honestly do not think I can find an agency that I can trust and rely on more than Keystone.